2017 National Survey of Community Banks

Thank you for agreeing to participate in a brief survey being conducted by the Cornell Survey Research Institute (SRI) on behalf of the state banking regulatory agencies and the Conference of State Bank Supervisors (CSBS). The purpose of the survey is to give researchers and policy makers an opportunity to hear directly from community banks on a range of important topics. Results from the survey will be compiled and presented during the 5th annual Community Banking in the 21st Century research and policy conference, which is being held October 4-5, 2017, in St. Louis, Missouri.

The survey will take approximately 20 minutes to complete.

To complete this survey, you will be required to provide your FDIC certificate number. If you do not have your FDIC certificate number readily available, you can search for it at the following FDIC web site:

The information you provide is being collected for research purposes only. Your bank ID will not be made available to the public, nor will any demographic information that can associate your responses to your institution.

Before you begin, you may want to gather the following information:

  1. The percentage of 1-4 family mortgages held in portfolio as of December 31, 2016, that would NOT have qualified under the "Qualified Mortgage" standard as defined here.
  2. The amount of 2016 costs for the following items and the amount of each item that is directly associated with regulatory compliance (Schedule RI-E): 1) Personnel expenses; 2) data processing expenses; 3) legal fees and expenses; 4) accounting and auditing expenses; and 5) consulting and advisory expenses.

If you wish to review the survey in document form prior to taking it online, please click here to download a PDF version of the survey.

If you begin the survey and realize you need to come back to it later, please click the "finish later" button and follow the instructions. Should you need to return to a previous question while taking the survey, please use the "Previous" button located below the questions (please do NOT use the BACK button on your browser).

If you have any questions about the survey, please contact the Survey Research Institute toll free at 888-367-8404 or